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Manufactured homes generally require specific financing programs that are not offered by all lenders— that’s where we come in! At Treadstone, we have multiple options available for manufactured homes. It’s time to examine the average manufactured home price, how to get manufactured home loans, and more. We understand that choosing a place to live is almost as important as choosing a manufactured or modular home that’s right for you. Compare the average cost of a traditional stick-built home in Grand Rapids with that of a manufactured or modular home, and see why factory-built is the right choice. We also have lots of helpful links that can help you explore Grand Rapids and get a better idea of what it’s like to live there.

We have always referred people to Preferred if and when they need something we can't help them with. They have hauled dozens of homes for us over the last 40 years. If your looking for a new manufactured home, go see the fine people at Preferred.
Beautiful Factory-Built Homes in Michigan
In 1999 Cascade Financial Services began offering conventional financing terms that were previously unavailable to buyers ... We are a full-service mortgage company headquartered in Chandler, Arizona. Available to first-time homebuyers statewide and repeat homebuyers in targeted areas. The web Browser you are currently using is unsupported, and some features of this site may not work as intended. Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer.
Most banks do not have mortgage programs for Michigan mobile homes but we are different! There are loan options available for Double Wide Mobile Homes or even single wide mobile homes for most of our loan programs. FHA’s requirements for income & credit are slightly more extensive, compared to other programs, but the minimum down payment available on FHA loans for manufactured homes is 3.5%.
Construction
Minimum credit score of 640 required or 660 for multiple-section manufactured homes. Eed Michigan Manufactured Home Refinancing - By adjusting your current Interest Rate and the number of remaining loan payments, many things can be accomplished. Reduced Monthly Payments and Thousands of Dollars of Savings are a few of the possible benefits of Manufactured Home Refinancing. Keys to success in getting manufactured home loan credit approval. Trade / Service marks are the property of American Financial Resources, Inc.
These prices can vary in metropolitan areas such as Detroit and Grand Rapids. He majority of our customers live in Michigan's better mobile home parks or in leased lot communities. You may also qualify for an Michigan JCF Lending Group or Michigan Mobile Home Loan if your home and land are not tied together by deed or title.
Mortgages — Better. Faster. Smarter.
It has been delivered and the outside has been put together and finished. So far we are really happy with Preferred and all the crews that they have had do work for us. The sales staff was very helpful in dealing with the factory and us. We did a custom floor plan and they were very accommodating with the living arrangement we were looking for. Modular homes are typically permanent homes that can be placed on private lots.
Finally, in the event that we are unable to assist an applicant, JCF will do the research to find out who can meet the customer needs. Powerful reasons for both consumers and employees to put their trust in JCF lending Group, an Equal Opportunity Employer and Lender. Eed Michigan Mobile Home Financing - Whether you are considering buying a Used Mobile Home or buying a New Manufactured Home, JCF Lending Group will find a mobile home loan that's right for you.
A Guide to Luxury Manufactured Homes
We offer the lowest Michigan mobile home financing loan rates possible, to meet the need of Michigan homeowners. From city to country, JCF has a great financing program for you. We will easily guide you through the Michigan manufactured or mobile home financing process, providing you with whatever level of service you require. We offer both fixed and variable rate manufactured & mobile home financing loans, no pre-payment penalties, no application fees and we are proud to be an Michigan Equal Housing Lender since 1994. Always striving to provide the lowest manufactured and/or mobile home financing rate & fee combination in Michigan. JCF is a unique lender in that we only finance the manufactured, mobile, or modular home, not the land it sits on.

You can even scan a picture of another estimate and we'll generate a comparison. Here at ManufacturedHome.Loan we’ve leveraged our years of industry experience to make it easy and affordable to find f... Go to Small Scale Housing Rental Program A program to increase small-scale rental development units in rural areas. Go to Michigan Consolidated Plan NOFA and grant programs for nonprofit agencies and local units of government.
All of our interest rates are fixed, and there are no pre-payment penalties. If you a looking for a manufactured home, loans, or manufactured home mortgage loans, from coast to coast, you've come to the right place. In most cases, JCF Lending Group can give you a credit approval in as little as 15 minutes. JCF Lending Group offers Michigan manufactured home loans and programs for customers living in manufactured home parks and on rented or leased land.

A typical factory-built home only creates enough waste to fill a 55-gallon trash can—not dumpsters like traditional builds can create. Manufacturers that enable homebuyers to customize a true dream home. Our experts will answer all of your questions and help you make the right decisions. It is absolutely possible to purchase a manufactured home loan with a past bankruptcy, foreclosure, or short sale. The minimum down payment with a conventional loan for a manufactured home is 5% down.
Mobile homes, sometimes called manufactured homes, may be a great home for your family however it is important to know that there are special requirements for financing. Down payment requirements, closing costs, and loan amounts are for illustrative purposes only; subject to credit qualification, not all applicants may qualify. Not affiliated with or endorsed by any government institution. Please contact us for an exact quote and for more information on fees and terms. Conventional loans are an all-encompassing type of home loan. Conventional loans can be used by homeowners for many property types, including manufactured homes.
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